For more information, John Oliver did a fantastic segment about the horrors of MLMs. The 2016 documentary, Betting on Zero, investigates the allegations that MLMs are nothing but legal pyramid schemes. This article also does a wonderful job of breaking down the reasons why MLMs are doomed to failure. I encourage anyone who is thinking about signing up for an MLM to watch these.


As far as the retirement saving crisis is concerned, more and more people are coming to terms with the fact that they probably aren’t going to be able to save enough money to just sit around and slowly deplete their nest egg from age 62 to 100.  With the average 50 year-old estimated to have less than $50,000 in retirement savings, there is an obvious need to find alternative ways to either save more or generate supplemental income starting now, and continuing throughout retirement.  Moving beyond just the dollars and cents, boomers are growing tired of feeling guilty or bad about their past savings habits and are interested in moving towards possible solutions.
In most cases, you can sign up to become a Network Marketing Distributor online, by making an initial investment and completing an ‘Independent Distributor Agreement.’ When you do sign up with a Network Marketing company, you are not considered an employee, usually, but seen as a representative, a dealer or a consultant (depending on the type of company you are representing). You may even consider yourself as a business owner.

A long time friend that you lost touch with for the last 10 years gives you a call and asks to meet up. After meeting up and breaking the ice, he/she then introduces a new revolutionary product and how you stand to get rich by selling it. Throw in jargons like passive income and downlines, you suddenly realise you’re beginning to be sucked into the dream they are selling.

Cannabidiol, also known as CBD, is one of over 60+ naturally occurring cannabinoid compounds found in Cannabis, an annual herbaceous flowering plant. CBD oil is derived from an organic substance formed in the plant’s secretions. Both marijuana and hemp are forms of cannabis. However, cannabis does not mean marijuana. Cannabis is the genus name and general umbrella term, under which all forms of marijuana and hemp fall. Until recently, delta-9 tetrahydrocannabinol, or THC, was the most well-known and studied cannabinoid due to its abundance in marijuana. However, as the second most prevalent cannabinoid in marijuana and the top non-psychoactive cannabinoid found in hemp, CBD has been gaining momentum in the scientific community and media.
Almost ten percent of people worldwide deal with acne. It’s a pretty common skin condition, even among adults. A few major factors can cause acne. Those are usually genetic makeup, bacterial infection, underlying skin inflammation, and sebum overproduction. Sebum is an oily secretion that lubricates our skin. It forms inside of sebaceous glands, which are under our skin.
Still, as the saying goes, absence of evidence isn’t necessarily evidence of absence, and there’s a reason we don’t have a ton of solid research on CBDs yet — “to study it, we need a good source, ” said Ziva Cooper, who is an associate professor at Columbia University and was on the National Academies committee. CBD is hard to get because it’s still technically a Schedule I drug, which limits its availability, Cooper said.
There’s also the cost factor: Chronic use of CBD oil can be costly and less effective against microbes compared to alternative antimicrobial herbs like Japanese knotweed, cat’s claw, andrographis, garlic, sarsaparilla, and berberine. The bottom line is, CBD oil is a good option for controlling symptoms associated with Lyme disease, fibromyalgia, and other chronic illnesses, but it should be combined with other antimicrobial and immunomodulating herbs for optimal benefit. CBD oil is best used intermittently to treat symptoms of pain or anxiety, or used chronically only until symptoms gradually resolve, and then discontinued.

Still, CBD presents other risks for false positives. "If people are using CBD products that don't have a CoA (Certificate of Analysis) that indicates zero THC, THC could show up on a drug screen," Okel says. Availability of CBD oil has exploded, but it's not a well-regulated industry. Some oils that claim to be pure CBD have some sneaky THC in there, and that could mess up a drug test. Okel advises everyone to only purchase CBD oils with CoA purity guarantee to avoid ingesting trace amounts of THC.
There are close to four hundred natural compounds in both marijuana and hemp. Understanding the two most prevalent, tetrahydrocannabinol (THC) and cannabidiol (CBD), is the key to understanding the difference between hemp oil and cannabis oil. THC is the cannabinoid responsible for giving a high or ‘stoned’ feeling. CBD, on the other hand, is not psychotropic. Recently it has attracted a lot of attention from researchers, experts, and entrepreneurs.

I thought maybe I would give CBD a try to help with some issues I have been having for quite awhile such as lower back pain, headaches, and trouble sleeping. After only two days of using 1ml morning and night of the 500mg I noticed a big change in how I felt. Now that I am almost a month into using I know that it really does work. I sleep so much better and have a far greater amount of energy every day. Also, my back pain isn’t near what it used. I feel great. I highly recommend giving this stuff a try.


As marijuana is legalized in more and more states, the wellness world has whipped itself into a frenzy over a non-intoxicating cannabis derivative called cannabidiol. CBD products can be found on the internet and in health-food stores, wellness catalogs and even bookstores. (A bookstore in downtown Boulder, Colorado, displays a case of CBD products between the cash register and the stacks of new releases.) Celebrities like Gwyneth Paltrow, disgraced cyclist1 Floyd Landis and former Denver Broncos quarterback Jake Plummer are all touting CBD products, and according to Bon Appétit, CBD-infused lattes have become “the wellness world’s new favorite drink.”

Our Hemp Classic CBD Oil extract contains 250+ mg cannabinoids per fluid ounce extracted from industrial hemp. It contains an abundance of naturally-occurring, beneficial components, including cannabinoids, terpenes, amino acids, trace minerals (such as iron, zinc, calcium, magnesium, potassium), omega fatty acids (including omega 3 & 6), carbohydrates, flavonoids, beta-carotene, chlorophyll, glycosides, nitrogenous compounds, alkanes, and vitamins (including B1, B2, B6, D). The cannabis oil is emulsified in organic hemp seed oil.


As with a fermented food like kombucha, slight natural variations are normal and to be expected in a product such as CBD oil because it is made from living plants. Changes in the weather, soil, and water can all impact the biology of the source material. While we verify Certificates of Analysis (and take many other criteria into consideration during our review process), even the most reputable five-star companies have no way to control for every variable in this organic process.
Network marketing plans differ from illegal pyramid schemes only by one subtle point: Commissions can only legally be paid on sales of a physical product. If commissions are offered upon recruitment of new distributors, then it's defined as an illegal pyramid scheme. Pyramids are illegal because they necessarily collapse when nobody else can be recruited. However the illegal plans are pretty rare; most companies are smart enough to stay on the right side of the law. But the problem of community saturation, and inevitable collapse, remains.
Ashley (name changed), a mom and wife who lives in the suburbs of Indianapolis, signed up to sell LuLaRoe in August 2016 after her husband lost his job and was only able to make half his salary at the next one he found. “Simply put, I signed up to make money,” she says. Ashley opened three credit cards to cover the initial set-up cost and generated $3,500 a month in revenue for the first two months. But on the advice of other retailers, she plowed it all back into buying more inventory instead of keeping any of it for herself, her family, or their mounting bills. “Often increased inventory can assist in increasing retail sales to consumers,” says Justin Lyon, LuLaRoe’s chief marketing officer.
The all-too-obvious point here is that management of supply and demand, and keen insight into realistic market penetration and saturation are crucial to any business, for any product or service. Mismanagement of this aspect of a business will eclipse good market access, excellent product design, human resource assets, production quality, and so on. Simply stated, a failure to "hit the target" of supply and demand can ruin a company if the market is oversaturated.
Locsta....I share your pain of degenerative and bulging disk disease, along with fibromyalgia, chronic fatigue and arthritis. Absolutely no energy and chronic pain all day, every day. I'm curious as to what type and brand of the CBD oil you are taking and for how long have you been using it? I've been researching CBD oil for months and am quite confused!
With its anti-wrinkle cream and other products, Jeunesse promises to reverse the signs of aging, if temporarily. Jeunesse also sells products to reduce mental distraction, provide nutrition on the go, and help people lose weight. The company’s impressive live demos and message of remaining forever young have placed them on Inc.’s list of fastest-growing American companies.
During one study, 10 healthy male participants took just one 600 mg dose of CBD oil. Their resting blood pressure went down successfully. These same men were then put on stress tests. These tests were specifically designed to raise blood pressure. After taking the same dose of CBD, the men yielded positive results. Their blood pressure was lower than it normally would be in these stressful situations. Most scientists agreed that CBD lowers blood pressure because of its ability to help reduce anxiety and stress.
Cannabinoids (CBD) have been used to manage symptoms in patients with cancer and are present in small amounts in hemp seed oil. One study showed that cannabinoid extracts inhibited the growth of lung adenocarcinoma cells. Further tests have demonstrated antiproliferative, proapoptotic, and antiangiogenic effects of CBD on breast, prostate, and skin malignancies. However, it is important to note that other studies have found that cannabinoids may also stimulate tumor growth.
Dry mouth: As is the case with many other hemp- and marijuana-based products, CBD oil often leads to a condition known as dry mouth (or cottonmouth). This is likely due to cannabinoids altering receptors in the lower jaw that trigger salivation. In most cases, mild discomfort and stronger-than-average thirst are the only issues associated with dry mouth.
The difference between a MLM and a pyramid scheme can be blurry, both legally and practically. It’s never been legally defined in the US by a statute, but the FTC defines it as whether a consultant can make an income by selling to the public alone without having to recruit consultants underneath them. “Not all multilevel marketing plans are legitimate,” the FTC states in its literature on MLMs. “If the money you make is based on your sales to the public, it may be a legitimate multilevel marketing plan. If the money you make is based on the number of people you recruit and your sales to them, it’s probably not. It could be a pyramid scheme. Pyramid schemes are illegal, and the vast majority of participants lose money.”
Hey Jonathan, thanks for reading! Harmony is a great way to discover and safely consume CBD but you should not think of it as a medicine. They don’t treat or cure any disease, physical ailment or condition. With our CBD e-liquids, you can enjoy a great taste and, at the same time, be sure about what you are vaporizing thanks to our high-quality control standards. We recommend speaking to a medical professional for more info on that!

Christina Hinks, an aspiring journalist and the former moderator of the Facebook group, attempted to draw attention to LuLaRoe practices she found problematic. She has been collecting and documenting LuLaRoe issues at her blog, Mommygyver, which went from product reviews to educating readers on the risks of MLMs and inventory loading, revealing fat shaming by consultants, sharing stories of women who claim to have been victimized by LuLaRoe, and posting screenshots and stories of shenanigans by consultants and leaders at the top.
A long time friend that you lost touch with for the last 10 years gives you a call and asks to meet up. After meeting up and breaking the ice, he/she then introduces a new revolutionary product and how you stand to get rich by selling it. Throw in jargons like passive income and downlines, you suddenly realise you’re beginning to be sucked into the dream they are selling.

You can definitely generate a hefty income through Network Marketing, but ONLY if you are willing to put in the effort to generate leads, train others, and make it your focus to get the word out. Network marketing is ultimately not a ‘get rich quick’ scheme, as it requires an ample amount of work and effort to make it work. However, if you are willing to put in the work, it could be the door to your financial success.
“The majority of [retailers] earn income from only selling LuLaRoe clothing and not through participation in the Leadership Bonus Plan,” says a LuLaRoe spokesperson of their recruitment-based bonus structure. “LuLaRoe’s success is based on [retailers] selling the comfortable and stylish clothing to consumers, not ordering more inventory.” LuLaRoe says that in 2016, 72.63% of their consultants earned their income through selling clothing alone.

It all sounds good on paper, yet there is a seemingly endless debate over whether these companies and programs are legitimate business opportunities or not, so I dug in and got the real scoop.  As a result, I believe that the entire industry is poised for explosive growth and can be one of the most significant solutions to America’s current retirement savings crisis.
That doesn’t mean that the flowers, leaves, and stalks of the hemp plant don’t have a purpose. As you’ll see in section four, all parts of the hemp plant can be used in one form or another. The key thing to remember about hemp is that it is NOT psychoactive or medicinal like the Cannabis sativa plant. This is because the hemp plant is very low in cannabinoids.
RSHO™ CBD hemp oil is available in four varieties of high-quality, pure cannabidiol oil, including Green Label, Blue Label, Gold Label, and Special Blend. RSHO™ contains between 50mg and 190mg of cannabidiol per 0.5 gram serving. Each of the pure CBD hemp oil varieties come in 3 gram and 10 gram applicators. For regular users, 3 packs and 6 packs of applicators are available.
Cannabigerol is known as the stem cell cannabinoid for its role as a precursor to other cannabinoids found in hemp. Previously overlooked as a significant cannabinoid, the role of CBG is becoming better understood, and companies  are starting to research its potential. Because most CBG is transformed into other cannabinoids like CBD or THC by the cannabis plant, natural CBG levels are low in most processed cannabis plants.
Though unflavored and priced higher than competitors, Green Roads CBD oils are made by a trusted manufacturer and use organically grown hemp. Following the CO2 supercritical fluid extraction process, board-certified pharmacists formulate the tincture by hand. Green Roads only sells CBD isolates, so if you’re looking for broad-spectrum products look to some of our other recommendations.
The benefits of CBD and other non-THC cannabinoids don’t stop there. Terpenes and the wide spectrum of other chemical compounds found in hemp flower-bud extracts provide potent anti-inflammatory and antioxidant properties. And like most other herbs, hemp flower-bud extracts have been associated with antimicrobial properties, though cannabis doesn’t appear to be as strong an antimicrobial as many other herbs.
Hemp and marijuana are cousins in the plant world, but marijuana has a much higher THC content than hemp. Hemp oil contains low levels of CBD – typically less than 25 parts per million – while CBD oil can be up to 15% CBD. Because the plants are related, some unscrupulous sellers of hemp oil are trying to market it for its medicinal value, which is negligible.
It's important to know that although THC and CBD are the most studied components of cannabis, there are many more chemical compounds found within the plant, such as cannabigerol (CBG), cannabichromene (CBC), cannabidivarin (CBDV), tetrahydrocannabivarin (THCV), terpenes, and flavonoids. While there is still much to learn about these other chemicals, researchers in Israel have discovered that whole-plant cannabis extracts that contain these other chemicals are more beneficial than isolated extracts that contain just CBD or THC.
As with any business venture, it’s important to manage your expectations when signing on with an MLM. Marketing materials may sell you the idea of making good money without leaving your house, but business ventures like these take time to deliver a return on investment. Not every sales agent will be making $100,000 per year right away or even five years down the line. Be realistic about how much you’re likely to sell and how much you’re likely to earn.
I’ve heard all the arguments. “How can it be a pyramid scheme if it’s legal?” Through some crafty loopholes. The fact that there is an actual product to sell allows them to operate and give the appearance of legitimacy. “You just haven’t found a good MLM yet.” Wrong. A good MLM is an oxymoron. “But how is this any different from any other major corporation where the CEO makes the most money?” Because the people below the CEO at legit companies get paid salaries and have actual benefits. They don’t depend on endless chains of recruiting new members.
“Joining an MLM is appealing to women who find hope in their promises of a better life: freedom, economic independence, and an endless supply of cheery trinkets. Despite professing quick-income prospects though, it’s difficult for MLM consultants to earn more than pocket change. When glitzy recruitment videos yield to the reality of suburban cul-de-sacs, people selling for MLMs can be plunged into debt and psychological crisis.” (Quartz)
The U.S. Department of Health & Human Services suggests that consumers should prioritize eating a variety of nutritious foods over taking dietary supplements. No dietary supplement should take the place of a healthful diet. That being said, the agency does allow that some supplements can help support overall health and provide people with the nutrients they need. For instance, vitamin D and calcium help strengthen bones and omega-3 fatty acids may help some who have heart disease.
Most CBD oils are available in round-number concentrations such as 250mg, 500mg, and 1,000mg. While these strengths accommodate many CBD users, they may not be sufficient for those with preferences that fall outside round numbers. NuLeaf Naturals offers a less conventional selection of concentrations: 240mg, 725mg, 1,450mg, 2,425mg, and 4,850mg. This range ensures that most users will find a strength that works for them.
Research and regulation of cannabis in general is decades behind other crops and drugs because of its long prohibition. We’re in the early stages of a chaos period that will last a decade at minimum — a substance has to be legal in order for scientists to figure out how it works and for the government to figure out how to ensure it’s safe. Clinical trials take years to complete and will have to build on each other to create a competent understanding. Coupled with modern technology’s ability to disseminate truths, half-truths, and complete lies, this means we’re in a phase ripe for scams, intentional and not.
Lipid-based extraction: This method uses fats such as organic coconut oil to absorb and encapsulate the plant’s chemical compounds. The upsides of lipid-based extraction are that the fat helps make the CBD more bioavailable (easy to absorb), and there are no harsh solvents used. The downside: you won’t get a full spectrum of compounds like you would with vapor distillation or CO2 extraction.
These products are not intended for use by persons under legal smoking age or nonsmokers. These products do not treat, diagnose, or cure any disease, physical ailment, or condition. Cannabidiol or CBD, is a promising phytocannabinoid found in agricultural hemp. CBD is non-psychotoxic (i.e. it does not result in feelings of euphoria) and has a remarkable safety profile.
The question for would-be marketeers is... what is "X," and how can it be predicted to maximize profits? The fact that "X" is hard to pin down does not mean that it does not exist, and every Widget built beyond "X" will end up producing a problem for the organization. The market only wants "X" Widgets at $100. What are you going to do with your extra inventory of Widgets beyond "X" that no one wants, and the sales people you hired to sell them?

Selling facial cream to your friends is difficult. Selling facial cream to strangers is even more difficult. In the MagnifyMoney survey, 20% of people involved never made a sale. 60% of participants sold less than $500 over the past five years. Most people make less than 70 cents an hour, before considering marketing expenses. A minimum wage job would be more lucrative by comparison.
My skin started clearing up after a week and a half (I am under lot of stress, so- pimples, acne- it WAS a problem). It is a very nutty product, I added it to my coffee and put it in the blender. Makes it nice and smooth, rich and creamy. My dog has had some kind of skin condition, I was using coconut oil she had a good coat but still had the skin problem - her hair has now grown back after two and a half weeks, and she looks forward to getting the oil in her food every morning.
At sales conferences, the people at the top of the pyramid are paraded for all to see. And those people are real. Some people do make this work in a big way. And some people are able to generate a little side income. However, the odds of making it work are against you: the vast majority fail. Before signing on the dotted line and buying a lot of product, think long and hard. You would probably make more money with a minimum wage job or driving with Uber. And you certainly wouldn't risk a friendship doing that.

To calculate the cost per milligram of CBD, simply divide the dollar amount of the product by the total milligrams of CBD in the bottle. So for instance, a product with 600 mg CBD in a 1 fluid-ounce bottle costing $80 is equal to about 13 cents per mg of CBD; a product with 100 mg of CBD in the same size bottle selling for $40 works out to 40 cents per mg of CBD. In this case, it pays to splurge on the $80 bottle.


I've been suffering from anxiety for a while now and thought I'd try this... I drink tea regularly and decided to put it in my zen tea. The peppermint flavor in it compliments really well and I've noticed a decline in my anxiety. Its honestly such a nice soothing relief. I would recommend this to anyone who suffers from anxiety and wants a natural remedy.
As the PeaceHealth website suggests, hemp oil derives from a plant that contains high levels of the neurological chemical THC. This chemical can cause hallucinations, euphoria or high anxiety in supplement users when taken on a regular basis. As such, hemp oil supplements can cause similar effects in some patients using the herb for the treatment of any disorder. It is recommended that supplement users not take hemp oil products prior to operating machinery or driving due to the risk of these hallucinogenic properties. This is especially true to individuals who are overly-sensitive to THC, which can be determined by visiting your medical doctor for more information.
Kayla lives in a small town in Wisconsin. She’s single, 27, childless, and in grad school. In late 2015 she was working as an administrative assistant at an office earning $32,000 a year when a sorority sister from college invited her to a LuLaRoe in-home party. She was initially resistant to the very idea of leggings as pants, but she walked away with several dresses for $65 each. “I realized if they’re making the money that they say they’re making all over their Facebook pages and how it’s life changing, why can’t it change my life?” she says.

I just started taking CBD oil , I am on my 2nd Hip replacement surgery due to device failures looking at a 3rd surgery. Has you can imagine the pain, stress and anxiety levels are off the charts. Especially at an otherwise healthy 54 yr women. So i understand from reading posts its best to take it under the tongue. I am taking 1-2 ml a day. I can tell some difference,is your recommended dosage. I am using for pain , stress and sleep. I appreciate your feedback.
The great thing about Network Marketing is that it usually involves a small initial investment and can return high dividends on that investment. Usually, the original investment is only a few hundred dollars. This initial investment will allow you to purchase a product sample kit, and begin to sell the products to friends, family, and others. The Multi-Level component of Network Marketing comes into play, in that most Network Marketing opportunities also ask their representatives to recruit other sales representatives. The new recruits are considered the representative’s downline, and they will usually generate income directly from their sales as well as from those whom they have recruited.

While they are similar in some ways, there are important differences between hemp oil and CBD oil. As a consumer, it’s easy to get confused by phrases such as “cannabis oil” and “marijuana oil,” especially when many companies seem to use these terms interchangeably. Let’s take a closer look at hemp oil and CBD oil to learn how to distinguish the two.

Donald Abrams was a member of the committee that reviewed the evidence that went into producing the report, and he said that the studies they reviewed overwhelmingly used pharmaceutically available preparations that contain THC, including dronabinol, nabilone and the whole-plant extract spray nabiximols, which contains equal parts CBD and THC. It’s impossible to know whether the benefits of cannabis can also be obtained from CBD alone, Abrams said, because CBD is just one of 400 chemicals present in the plant. So far, CBD in isolation has been studied in only a handful of randomized, placebo-controlled trials (considered the gold standard of evidence in medical research), and the evidence remains sparse.
As economic opportunity has become more concentrated in urban areas in the US, rural communities have fallen behind. Residents of towns like Casper (Wyoming), Spring Creek (Nevada), and DeRidder (Louisiana) all missed out on economic recovery following the 2007 global financial crisis. Bootstrapping, hard-working families in these regions are urgently searching for a way to regain their economic liberty, along with their dignity.

Another way to think about the difference between the two plants is by comparing them to roses. There are so many different varieties of roses. They come in various shapes, sizes, and colors. Even though they differ in a great many ways, they are still roses and their genealogy can be traced back to the original rose plant. Much like yellow roses and white roses are to the original red rose, the hemp plant is a relative (a cousin) of the Cannabis sativa plant.
Our products are made by infusing extract from hemp into them.   Many brands use only cbd that has been removed from the extract.  It is much less inexpensive to use CBD Isolate in the making of products.  (“CBD Isolate” is cbd that has been removed from the extract)  However, Highland Pharms CBD Hemp Oil products receive only Full Spectrum CBD Extract.  This means you get the CBD  –  PLUS all the other cannabinoids  –  when you use our products.  Full Spectrum means that the full spectrum of cannabinoids (like CBC, CBG, CBN, etc) along with all the hundreds of phytonutrients are still in our products.

I purchased this product locally and as I walked back to my car, I was in so much pain in my feet and hands I wasnt sure I could make it back. I sat in my car and took a dropper full (1ml). As I was sitting there I could feel the inflammation in my hands disappear and the pain went away. My feet began to feel the effects next and the pain all but subsided. I hadnt been sleeping very good at night but last night I slept like a baby with NO pain. Why isnt this marketed as a product that is NON opiod and covered by insurance? Rheumatoid Arthritis is the most painful thing in the world but this helped me 100%. I almost cried last night I was so happy for a change! Thank you for making this product.
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